You can invest with us through your IRA or 401k by transferring your existing IRA or 401k to a truly self directed IRA. This method of investing is not well known because no one receives a commission when you invest this way, therefore there is no motivation for anyone in the financial services business to educate, advocate or recommend something they can't make money on.

More and more people, including myself, are investing in real estate using their IRA or 401k. Private mortgage lending through your IRA is a great way to earn strong, tax-free or tax-deferred, returns!

Here are a few things to consider as you learn about investing in your IRA.

You can invest funds with us from your 401k or Traditional and Roth IRAs.

You will need to open an account with a “Third Party Administrator” (TPA), which acts as custodian of your account - investing the funds as you direct them to do.

When you conduct a private lending transaction from your IRA there will be a few very simple forms provided by the TPA, which we can help you with if you so desire, to direct the investment.

If you already have an IRA or 401k you will transfer funds from your existing account, likely held by a conventional brokerage firm, to whichever TPA you choose.

The TPA, acting as custodian of your account, will sign all official documents on your behalf.

There are several companies you might consider using as a Third Party Administrator to direct your private lending. I personally use Sterling Trust. After quitting the “corporate world” a few years back I rolled my company sponsored 401k into a Sterling Trust self-directed IRA. They were extremely helpful during the process, and all of the forms you will ever need are on their website. If at any time you’re not lending money out through private mortgages, you can direct them to place your money in any mutual fund, stock or public offering you see fit.

Please check out some of the TPA’s below to get started making some serious returns on your funds.

Sterling Trust
Equity Trust Company
Entrust Administration
Pensco Trust Company
Guidant Financial